Last updated 1 month ago
The most important thing about a corporate wellness incentive is that it betters both the employees and the business. Watch this short video to learn how an employee wellness program creates a happy, healthy, productive work environment.
A corporate wellness incentive should focus on keeping employees healthy, but this entails much more than simply getting their flu vaccinations.
As Dr. Bellonzi from the video explains, “Wellness is about being vital and healthy and productive, for your own sake, and for the sake of your company.”
Of course, an employee who comes to work sick will not be as productive. He or she will be suffering from pain, discomfort and fatigue—and can even distract other employees as well. According to the experts, a sick employee who comes to work will negatively impact the productivity of a business more so than if that employee stayed at home.
Fotek Insurance Solutions offers a holistic wellness program that doesn’t just look at keeping employees free of sickness—it looks at how to improve the overall wellness of each employee to create a more dynamic, healthful work environment. Call us at (732) 556-0446 to learn more.
Last updated 1 month ago
Encouraging a healthy lifestyle among your employees can lead to improvement in work performance, increased energy levels, and a better overall quality of work life. Promoting a healthy diet and lifestyle, as discussed in this video clip, can also cut down on your group health insurance costs.
If you would like to allocate less of your company’s budget toward corporate health insurance premiums, consider overhauling the way your work cafeteria operates. Identify healthy eating options and work with your kitchen manager to make sure you have nutritious, energizing alternatives to snack foods. It is also smart to keep a health-conscious mind when planning holiday office parties, outdoor events, and activities.
Fotek Insurance Solutions offers a corporate wellness program along with the tools to measure the success of your wellness initiatives. This data is used to negotiate health insurance premiums at renewal. Call Fotek Insurance Solutions at (732) 556-0446 for a free consultation!
Last updated 2 months ago
The 2010 Affordable Healthcare Act grants employers the ability to shift up to 20% of health care premiums toward employees with high-risk lifestyles. This creates accountability, a source of motivation that's proven to change behavior.
With Bravo, you can change your health benefit plan from a reactionary employer-centric model to a plan that places the only ones who can truly impact trend at the center of the equation- your employees. If they are doing what they can to not fuel the 75% of spending that is lifestyle related, they will earn the lowest contributions and richest benefits. You all reap the rewards!
For more information about Bravo Wellness and how it can benefit you and your employees, please visit Fotek Insurance Solutions online or give us a call at (732) 556-0446. We can work with whatever budget you have or create one from the immediate plan savings created by the program.
Last updated 2 months ago
A salary simply isn’t enough to keep top talent at your business—you must also consider providing good benefits for your employees. One such benefit is great health insurance coverage. Follow the three practical steps below to secure the right coverage for your employees:
- Contact a Full Service Insurance Agency
The first step in this process is to contact a full-service insurance agency that specializes in providing businesses with coverage for their employees. You’ll be able to choose from a greater selection of health insurance options this way, and pick the one that best suits your business’s needs and budget. Look for an agency that offers group health insurance options and individual options like individual health, dental, and life insurance plans.
- Research the Various Providers
In addition to group health insurance for your employees, some providers will offer things like corporate wellness programs, health savings accounts, and health reimbursement arrangements. Providing health insurance for your employees is a great investment in your business.
- Talk to an Insurance Expert About Your Business’s Needs
Some companies have more to spend on benefits than others, but the experts will be able to tell you what works best for your company’s budget. The decision to offer your employees the option of going with an HMO, a PPO, a POS, an open access HMO, or some combination of these will be simplified by talking to an experienced health insurance broker.
To utilize the expertise of a distinguished full-service insurance agency, call Fotek Business Solutions at (732) 556-0446. We have over two decades of experience serving New York and New Jersey businesses, and are excited to help your business find the right coverage for your employees.
Last updated 2 months ago
Businesses all over the world are looking for effective ways to make their employees happy. If you haven’t already explored the possibility of employee benefits, now is the perfect time. For more information, visit these additional resources:
- Do you want to learn more about life insurance? Take a look at this page from CNN Money.
- Providing your employees with a wellness plan shows that you truly care about their health. Learn more at this page from Bravo Wellness.
- Why are healthy employees important to successful businesses? Read this article from The Huffington Post to find out.
- Workers who have more control over their schedules tend to be much healthier. For more information, read this article from ABC News.
- Do you need help boosting employee morale? Take a look at this page for some suggestions.
Do you have any questions about health care and insurance for your company? Call Fotek Insurance Solutions at (732) 556-0446.
